Freddie Mac issued $70 billion of multifamily loans in 2021 via its network of licensed Optigo lenders. Some of the top lenders for that year included Berkadia Commercial Mortgage, CBRE Multifamily Capital, JLL Real Estate Capital, and Walker & Dunlop.
Freddie Mac Mixed-Use Property Guidelines
Freddie Mac allows mixed-used properties, provided that the property’s commercial income does not exceed 25% of the property’s gross income. In contrast, Fannie Mae requires that no more than 20% of a building’s net rental space be allocated for commercial purposes and that no more than 20% of a property’s effective gross income comes from commercial space.